Scholarships, Grants and Loans

Oakland University scholarships and grants are automatically offered to incoming freshmen and transfer students through the admissions process and when the FAFSA is processed by the Office of Financial Aid and Scholarships.

Future students, view eligibility and renewal criteria for OU automatic scholarships and grants.

Students currently attending OU, view renewal criteria for your OU automatic scholarships and grants.

Oakland University is proud to offer more than 300 annual endowed scholarships through academic and student service departments for admitted and current students. Beginning December 1 each year, 已录取的在校生应填写申请表，申请开放大学下一学年的年度奖学金. The application closes March 1. 

学生可以根据公开大学提供的学生信息全年搜索可用奖学金, students can view scholarships for which they qualify. When students complete the application, 符合条件的奖学金匹配列表根据申请中提供的信息进行扩展.

View OU Annual Scholarships
(apply December 1, 2024 - March 1, 2025 for the 2025-2026 school year).

OU offers and renews awards at its sole and absolute discretion; offers and renewals are contingent upon the availability of funds and continuation of the programs. The University notifies students of scholarship awards through official scholarship award letters sent to students via United States mail for new students and through OU email for returning students.

Scholarship Tool Navigation

Applicant Home
在奖学金工具的主页上，您将看到一个任务部分和一个完成的任务部分. Tasks will show any applications available to complete and an action button, to start the application, for example. Completed tasks will show your previously completed applications, with an opportunity to review your responses.

My Applications
Each year between FAFSA release and March 1, this is where you will find the annual scholarship application. All year, you will be able to see a list of completed or pending applications you started. It’s a great central resource when you’re trying to look at the history of your applications or get to the application you saved to return to later!

My Opportunities
On this page, you will see a Potential Scholarship Opportunities section and an Available Opportunities section for other partially identified opportunities.

Potential Scholarship Opportunities shows the number of scholarships you can be considered for based on the information on your student record at OU, like your GPA, major, class standing, etc. Click the drop down arrow on the right side to see the details of the scholarships identified. To apply for the scholarships listed, you must complete the Annual Scholarship Application.

The Available Opportunities section lists other scholarship matches the system identifies based on the information on your student record at OU, 但是需要一些由年度奖学金申请收集的额外信息来确认你的资格. 提交的附加信息是您从个人声音和角度分享信息的机会. Click the gold Apply button to add more information to your scholarship application to provide the specific information required to apply for these scholarships.

Department committees will review and determine the recipients of the scholarships by July 1. You will be notified of the decision by the department and through a communication from the Student Financial Services financial aid offer notification.

Scholarship Search
奖学金搜索允许您查看所有365英国上市官网的年度奖学金提供给已录取和在读学生, at any time. OU offers and renews awards at its sole and absolute discretion; offers and renewals are contingent upon the availability of funds and continuation of the programs.

Use the Category Search to filter scholarships by categories. This option allows you to identify and search the categories you feel are most relevant to you.

Use the Keyword(s) Search to search all keywords associated with a scholarship.

Contact Us
请联系财政援助和奖学金与任何问题，你可能有关于导航开放大学年度奖学金工具, your eligibility, or any related questions. We are always happy to help you!

Student FAQs

If your question about the scholarship tool isn’t listed below, 请联系财政援助和奖学金与任何问题，你可能有关于导航开放大学年度奖学金工具, your eligibility, or any related questions. We are always happy to help you!

Faculty And Staff FAQs

Is there skip logic on the application?

Yes, 学生只会根据问题的答案看到相关的奖学金机会. As students answer questions, the tool is built to respond by asking more questions or move to the next question.

The State of Michigan website provides a wealth of information about Michigan aid programs. Please select the tab below to learn more about these programs. All aid from the State of Michigan requires the FAFSA be completed.

Michigan Aid Programs

View details and criteria for all State of Michigan Programs.

• Children of Veterans Tuition Grant
  The Children of Veterans Tuition Grant provides undergraduate tuition assistance to students older than 16 and less than 26 years of age who are the natural or adopted child of a Michigan veteran. 退伍军人必须已经死亡或成为完全和永久残疾的军事服务的结果. Requires an initial application completed in the MiSSG student portal.
  
  
• Fostering Futures Scholarship
  培养未来奖学金为13岁或13岁以后在密歇根州经历寄养的学生提供奖学金. Students must also demonstrate financial need to qualify. Requires an annual application completed in the MiSSG student portal.
  
  
• Michigan Achievement Scholarship
  密歇根州2024年高中毕业班的学生可能有资格获得密歇根成就奖学金. The scholarship is valued at up to $5,500 per year when attending a public university. Students must complete the FAFSA to be considered for eligibility. Additionally, the student (and their parents, if applicable) must be Michigan residents and have a Student Aid Index of $30,000 or less.
• Michigan Competitive Scholarship
  The Michigan Competitive Scholarship is available to undergraduate students pursuing their first degree and is based on both financial need and merit. To be considered, 学生必须在进入大学之前参加SAT(2017级及以上)，并达到至少1200分的合格分数. 密歇根大学竞争奖学金不再提供给2023-2024学年开始进入大学的学生. 
  
  
• Michigan Future Educator Fellowship
  The Michigan Future Educator Fellowship will offer up to $10,000 in scholarship for 2,500 future educators every year. To be considered, students must meet eligibility criteria for the fellowship. Requires an annual application completed in the MiSSG student portal. 
  
  
• Michigan Future Educator Stipend
  The Michigan Future Educator Stipend will provide up to a $9,600 stipend to students in their student teacher semester to support Michigan's hardworking student teachers as they continue their journey to being in the classroom full time. To be considered, students must meet eligibility criteria for the fellowship. Requires an application completed in the MiSSG student portal. 
  
  
• Police Officer's and Fire Fighter's Survivor Tuition Grant
  The Police Officer’s and Fire Fighter’s Survivor Tuition Act provides for the waiver of tuition at a Michigan community college or public university for children and surviving spouses of Michigan police officers and fire fighters killed in the line of duty. The program is intended to provide an educational benefit to the spouse and children of police officers and fire fighters who made the ultimate sacrifice for their communities and the citizens of Michigan. Requires an initial application completed in the MiSSG student portal.
  
  
• Tuition Incentive Program
  学费奖励计划鼓励学生在毕业后通过提供大学学费资助完成高中学业. Eligible students are those who have or have had Medicaid coverage for 24 months within a 36 month period as identified by the Michigan Department of Health and Human Services

Michigan Indian Tuition Waiver

365英国上市官网很自豪地支持所有土著学生在追求高等教育目标时享有更大的公平. We offer a safe, supportive environment where students are seen and heard, and given the opportunity to thrive.

Students interested in applying for a Michigan Indian Tuition Waiver, a program administered by the Michigan Department of Lifelong Education, Advancement, and Potential (MiLEAP), can access information on the MiLEAP website, emailing [email protected], or by contacting them at: MI Student Aid/MITW, P.O. Box 30462, Lansing, MI 48922.

We encourage all eligible students to apply for the Michigan Indian Tuition Waiver. In order to receive it:

• Oakland University must receive written notice from MiLEAP that the student has been verified as having sufficiently established eligibility for a Michigan Indian Tuition Waiver; and
• The eligible student must:
  • 被365英国上市官网录取，目的是参加365英国上市官网的学分课程;
  • Be registered for Oakland University credit-bearing courses to which the Michigan Indian Tuition Waiver will apply; the Michigan Indian Tuition Waiver will not apply to competency credits, auditing, AP, IB, Dante, CLEP, continuing education (CE), consortium credits and/or any other non-credit bearing courses; and
  • Provide proof, as required by Oakland University, establishing that the student, or parent if the student is a dependent (custodial parent if the parents are unmarried), has been a legal resident of the State of Michigan for not less than 12 consecutive months prior to the first day of enrollment in a semester to which the Michigan Indian Tuition Waiver will apply.
    

In order for a Michigan Indian Tuition Waiver to be applied to a particular semester, all documentation relating to the waiver must be received and processed by Oakland University’s  Student Financial Services by the earlier of:

• the last day that the student is enrolled in that semester
  or
  
• the last day of that semester

The total combined amount of a student’s financial aid award(s) and Michigan Indian Tuition Waiver(s) may not exceed the total cost of attendance as established by Oakland University.

Learn more about Oakland University’s land acknowledgement statement.

Federal Grants
Undergraduate students are eligible for the Pell Grant. To view eligibility criteria, annual amounts, and aggregate limits, visit the grants page on the Federal Student Aid website.

The Federal Supplemental Educational Opportunity Grant (FSEOG) is awarded to undergraduate students with exceptional need and based on the availability of funds. For information regarding eligibility criteria and annual amounts visit the grants page on the Federal Student Aid website.

Offered to students in a master’s degree program which leads toward teaching, the Teacher Education Assistance for College and Higher Education (TEACH) Grant Program provides $4,000 in annual grant. The maximum cumulative award is $8,000 (two years). Less than full time students have the same cumulative maximum, but have prorated annual awards. 候选人必须同意在某些招收低收入学生的学校担任全职教师, and teach subjects within certain high-need fields (foreign language, mathematics, reading specialist, science, special education) for at least four academic years within eight years of completing the course of study for which the grant was received.  If a grant recipient does not fulfill the teaching obligation, the TEACH grant funds convert to a Direct Unsubsidized loan that must be repaid with interest. For information regarding interest rates and repayment terms, visit the Federal Student Aid loans website. Requires completion of the FAFSA.

The School of Nursing applies each year for Federal Traineeship Grants. Funds for the traineeship come from the Bureau of Health Professions, Health Resources and Services Administration (HRSA). 目的是支持注册护士作为全日制研究生注册的培训, first-year Nurse Anesthesia students, part-time students in the last 12 months of their program, or full-time students beyond the twelfth month of study in a master’s nurse anesthesia program.

Federal Work-Study
Available to undergraduate and graduate students, 勤工俭学奖学金是通过在校工作挣得的工资，不需要偿还. Funds are limited and awarded on a first-come, first-served basis according to a student's financial need. Visit Handshake to search and apply for student employment positions.

Federal Loans
Student loans

An undergraduate student can receive federal loans without a co-signer. 本科学生最常见的贷款是联邦直接补贴贷款和联邦直接无补贴贷款. 有关年度和累计限额、利率和还款的更多信息，请访问 loans page on the Federal Student Aid website.

A graduate student can receive a Federal Unsubsidized loan without a co-signer. To view annual and aggregate loan limits, visit the loans page on the Federal Student Aid website. Graduate students are able to apply for a Federal Direct Graduate PLUS loan. The Graduate PLUS loan is approved or denied based on the graduate student's credit. An online application is available at www.studentloans.gov. For information regarding interest rates and repayment terms, and to apply visit the PLUS loans page on the Federal Student Aid website.

Parent loans

受抚养本科生的父母可以申请联邦直接父母PLUS贷款. The Parent PLUS loan is approved or denied based on the parent's credit, and if approved, the parent is responsible for repayment. If a parent is denied for a loan based on credit, an additional amount of the Unsubsidized loan will be awarded in the student's name. For information regarding interest rates and repayment terms, visit the loans page on the Federal Student Aid website. View Parent PLUS Loan application instructions and apply.

Loan Consolidation

Consolidation loans combine several loans, with various repayment schedules, into one loan, requiring you to make only one monthly payment. 合并贷款的利率也可能低于你目前为一项或多项贷款支付的利率. If you have at least one Federal Direct Loan, you may want to consider a Direct Consolidation Loan after you graduate from college but before you begin repayment of your loans.

Private Scholarships
Private scholarships are abundantly available for students from organizations, foundations, companies, and individuals. 学生可以通过增加提交的申请数量来增加他们被私人奖学金选中的可能性. Search for private scholarships on large online databases called clearinghouses, such as:

CollegeBoard.org
Fastweb.com
State of Michigan Scholarship Search

Private Loans
Choose loan programs you can live with long term. 政府贷款项目通常比大多数私人/替代贷款提供更低的利率和更灵活的还款计划. 在考虑从私人贷款中获得补充资金之前，最大限度地从所有联邦贷款中借款. 私人贷款的限额等于教育费用减去其他授予的经济援助.

许多银行和贷款机构提供私人贷款资金来帮助学生支付教育费用. A co-signer may be required, depending on the student's credit history and credit worthiness. Borrow wisely and compare lenders to make a smart, long-term choice. 要小心私人贷款，因为它会阻碍你与财务援助办公室合作, offer introductory rates, do not tie the loan interest rate to a fixed percentage of LIBOR or PRIME rate, or claim that you can apply and receive money immediately. OU will certify a private loan from any private lender. Many private loan options are available and students can choose to apply for a private loan with any banking institution of their choice. If students need to utilize loans, it is best to exhaust all federal loan options before seeking a private loan. 

The following list represents lenders who provided loans to five or more Oakland University students according to a recent analysis of loans for the 2022-2023 year. 此私人贷方名单(按字母顺序排列)定期审查，并有可能更改. Oakland University does not receive inducements or incentives from any private lender. 365英国上市官网与这里列出的任何贷款人都没有关系或协议:

• Ascent College Loans
• Citizens
• College Avenue Student Loans
• Earnest Private Student Loans
• Edly Inc
• Funding U
• Lake Trust Credit Union
• LendKey
• PNC Bank
• Sallie Mae Student Loans
• SoFi Private Student Loans
• Prodigy Finance (International students)

Consider these factors when shopping for a lender:

Eligibility

• Undergraduate, Graduate, Professional Development, Certification
• Satisfactory Academic Progress (SAP)
• Enrollment Requirements – ie., less than half-time
• International Students

Interest rate

• With or without a co-borrower (co-signer)
• Interest adjusted when and how

Fees

• Origination fees and other charges
• Prepayment
• Late fees

Borrower benefits

• Direct Debit
• Co-borrower release
• Graduation reward

Repayment terms

• When does repayment begin?
• Can principal and interest be deferred?
• When is interest capitalized?
• Maximum repayment period

Loan limits

• Minimum loan amount
• Annual and aggregate loan limits
• Allow loans for past balances (if applicable)

Service

• Responsive customer service
• Student focused